Personal finance and investing
Personal budgeting and expense trackers
Apps that let individuals and households log expenses and income, set budgets, track bills, recurring charges and savings goals, often with receipt scanning, AI insights, or private on-device storage.
Built for: Individuals and households managing money
Projects since May 04
442
Different builders
421
Last 4 weeks vs 8 before
-13%
AI is the core
10%
Projects per week
Mostly mobile app (61%), web app (32%), other (2.5%) · from r/SideProject, r/IMadeThis, r/SaaS, r/ShowYourApp
Latest
- Simple Recurring Budget Tracker — Tracks recurring income and expenses, compares them, and highlights upcoming items.“Simple Recurring Budget Tracker”
- MoneyLexa — Tracks expenses and income with budgets, reports, charts, multiple accounts and exports to PDF, CSV, Excel and JSON.“[iOS] [39.99$ -> Free Lifetime] 160 Free Lifetime Licenses for MoneyLexa —”
- Finstigate — Consolidates bank statements across currencies and countries into a personal finance tracker with recurring bills, tagging, and net worth tracking, queryable conversationally via MCP.“I built an app that turns my bank statements into a multi-currency financial system I can explore with Claude”
- BudgetPilot — Tracks income and expenses, sends budget alerts and recurring-payment reminders, and produces month-end financial summaries.“Nouvelle Application Android pour gérer votre budget ! BudgetPilot !”
- MoneyLens AI — Uses AI to analyze personal finances and give spending insights.“🚀 I built MoneyLens AI — and I’d love your feedback”
- Ours: Shared Budget — Tracks household expenses shared between two people.“Fun first attempt, meh results”
- Pocket — Logs personal expenses and income offline on Android, with calendar and trend views, backup and CSV export.“I built Pocket, a simple offline expense tracker for Android: no account, no ads, no cloud”
- Tracks spending against budget categories with progress bars and alerts at set thresholds.“I built a Mint alternative demo after Mint shut down — one-time purchase, no subscription. Roast it please.”
- FlyBudget — Tracks monthly budgets, recurring transactions, accounts, and spending with cash flow and custom reports.“I spent the last couple months building a free, private, open-source budgeting app”
- FortisBudget — Tracks personal spending and budgets through manual entry or CSV bank imports, with savings goals, recurring bills, charts, and an optional AI insight feature.“I “vibe-coded” a free budgeting app with no bank linking. Looking for testers and honest feedback”
- Coinrose — Tracks combined spending across multiple bank and credit accounts and organizes it into budget categories.“Coinrose - My Take on a Money Budgeting App”
- Binder — Tracks household bills manually with due dates on a monthly calendar and marks which bills have been paid.“A shared bill calendar for households that don’t want to connect their bank accounts”
- CoTally — Tracks shared household expenses and personal spending across multiple currencies, with offline logging and sync.“I built CoTally — A privacy-first family expense tracker PWA with offline sync & live multi-currency auto-conversion”
- Sparely — Lets users plan a monthly budget by logging income, bills and expenses and shows what remains to spend.“After getting tired of complicated budgeting apps, I built my own - Sparely”
- Budget Buddy — Lets users manually log expenses and see where their spending goes.“EXPENSE TRACKER APP”
- VueCent — Tracks personal income and expenses by scanning receipts into transactions and offers budgets, loan reminders, and exports.“I built VueCent because expense tracking kept feeling like admin work”
- TKRB.Ledger — Tracks personal expenses, income, loans between people, subscriptions, insurance renewals and vehicle costs offline on the user's device.“I was tired of using separate apps for expenses, IOUs and subscriptions, so I built one private offline ledger.”
- Tracks personal expenses through voice conversation with the user.“Made an expense tracker that you can talk to — 50 free lifettime promo codes.”
- Kontwol — Connects spending, monthly plans, and savings goals in one budgeting app.“I'm building Kontwol and would love feedback on this one minute introduction”
- Set-Aside — Tracks income and expenses and automatically sets aside a portion for taxes to show usable take-home money.“I got tired of my own spreadsheet lying to me about how much tax I owed, so I built a tiny dashboard instead”
Most discussed
- Tracks personal expenses for users in India.“So finally I started making money from this my first saas”
- YouSpend — Tracks personal spending on an iPhone app.“Can't believe this actually works”
- Turns personal budgeting into a game with XP, streaks, badges, and a mascot that reacts to spending.“I wake up at 4:35am, work construction until 8pm, then come home and build an app. Nobody knows it exists.”
- budget-tracker-tui — Tracks personal spending and investments in a keyboard-driven terminal interface with budgeting tools and visual breakdowns.“I built a budget-tracker-tui to track personal finances”
- FlyBudget — Tracks monthly budgets, recurring transactions, accounts, and spending with cash flow and custom reports.“I spent the last couple months building a free, private, open-source budgeting app”
- Nuumey — Helps users manage their personal budget through a web app.“Struggling to get beta users”
- Trakly — Tracks personal budgets in a progressive web app with billing, streaks and a demo mode.“Nobody talks about how weird it feels when the building stops and the growing hasn’t started yet.”
- Clarity — Tracks personal finances with budgeting features and optional bank syncing, using zero-knowledge encryption.“Looking for 10 beta testers for a financial planning app I built from a spreadsheet system I’ve used for nearly two years”
- Commingle — Tracks personal finances, shared expenses and debts, wallets, and multiple currencies in one mobile app with end-to-end encryption.“Commingle: I've been quietly perfecting my personal finance app for 4 years. Decided it's time I actually tell people about it.”
- Wealthly — Tracks accounts, income, expenses, budgets and net worth entirely in the browser with local storage.“I built a finance tracker that stores nothing about you. Here's why.”