Personal finance and investing
Personal finance planners and trackers
Dashboards, calculators and simulators that let individuals track net worth, budgets and debt and project retirement or FIRE outcomes, often with manual entry or local-only data instead of bank linking.
Built for: Individuals managing their own money
Projects since May 04
247
Different builders
237
Last 4 weeks vs 8 before
-12%
AI is the core
9.3%
Projects per week
Mostly web app (60%), mobile app (32%), content or community site (1.6%) · from r/SideProject, r/vibecoding, r/SaaS, r/IMadeThis
Latest
- Tracks net worth over time and projects retirement savings with a calculator.“ive been working on something for a while now, its only vibe coded but i find it usefull”
- Tracks personal cash flows and net worth on a dashboard alongside a finance curriculum explaining the reasoning behind the numbers.“2 years from consultant to SaaS founder: what changed when I stopped selling my time”
- Tracks personal finances and lets users share public profiles and acknowledge other people's progress.“How would you test whether social accountability belongs in a financial-tracking app?”
- clearcoin — Publishes plain-English personal finance guides and free calculators for emergency funds, debt payoff, 401k and compound interest.“I built a free, no-signup personal finance site (guides + calculators)”
- PocketIQ Wealth — Combines budgeting, debt payoff, compound interest, net worth tracking and retirement planning in one manual-entry app with no bank connection.“I spent 15 years bouncing between finance apps and finally built the one I wanted”
- Finance Calculator — Runs a set of 32 personal finance calculators inside a Reddit post and outputs a plain-language result that can be copied into a comment.“I built 32 finance calculators that run inside a Reddit post, now used by a 440k-member community”
- nutpeek compound growth calculator — Projects investment growth from personal contributions and compares scenarios with lower returns or a delayed start.“I built a calculator that shows what starting 5 years later actually changes”
- Rage-Quit Calculator — Calculates how many days of savings remain at a given monthly burn rate and shows the date the balance hits zero, with a joke roast.“I built a brutal "Rage-Quit Calculator" to tell you exactly how many days until you go broke if you flip your desk today”
- Folient — Teaches personal finance and investing through short daily lessons, quizzes, and streaks.“I built a Duolingo-style app to learn investing in 60 sec a day — built it solo, would love brutally honest feedback”
- ConvertSheet — Runs financial calculators and file converters, such as take-home pay, car loans, mortgage stress tests, and CSV/JSON/spreadsheet conversion, entirely in the browser.“I vibe-coded a 100% in-browser suite of financial calculators & converters over 2 weekends. Looking for honest UX feedback.”
- WealthYogi — Tracks accounts across currencies and scores personal financial health to set goals and build money habits.“Roast my Financial Wellness app (WealthYogi), please be brutal”
- Pardna — Organizes group savings rotations and solo monthly savings commitments, tracking members, due dates, payments and streaks.“Built an app to help with savings”
- Starmingo — Manages personal finances through automation and offers an AI coach named Mingo for guidance.“Starmingo, a financial app, is run by automation and has an AI coach called Mingo to make your finances simpler.”
- Later Money — Tracks savings rate against a yearly income target and shows the opportunity cost of purchases in today's dollars.“I got tired of tracking my savings rate in a spreadsheet, so I built an app for it — Later Money”
- Net Worth Planner — Tracks monthly manually entered account balances and projects net worth forward using user-set assumptions.“I built a free net worth tracker that never asks for your bank login — just the numbers you type in once a month”
- Qelvero – Finance Calculator — Provides a finance calculator app for Android, currently in closed beta testing.“Beta Test Help”
- Tally — Tracks net worth across Canadian registered accounts and brokerage, bank, and multi-currency sources, converting balances to CAD.“I built a free, self-hosted net worth tracker that understands RRSP/TFSA/LIRA and handles USD accounts properly”
- Provides a single place for personal financial tools to support money decisions.“One-stop financial tool. 💰 One place. Smarter money decisions.”
- ifso.io — Simulates personal financial plans, including taxes, loan amortization, retirement withdrawals, and Monte Carlo market scenarios, to show how financial decisions play out.“I built ifso.io, a financial simulator app that lets you see how your decisions play out”
- AUREUS — Tracks personal finances in an offline desktop app with multi-currency support, analytics dashboards, and an AI advisor that comments on spending.“I was tired of subscription-based finance apps harvesting my banking data, so I built AUREUS (Offline, Private, No Subscriptions).”
Most discussed
- Provides financial education and tools intended to help users work toward financial freedom.“I feel like I'm making a world class app, and it's like pulling teeth to get anyone to try it!”
- Surplus — Connects to a user's bank account and answers questions about their own spending and finances.“Anyone else spending way too much on AI tools?”
- Debt-Go — Helps users plan debt payoff with a free web-based debt planner.“Are there any bugs in my saas that catches your attention?”
- Tracks a user's net worth over time across their accounts and assets.“I think my app finally became real: 9 people used it for 15 days straight without me doing anything”
- Provides a web platform of tools for businesses in the financial industry, with a free consumer version and a paid B2B version.“Sharing my journey, just passed a year”
- Tracks personal net worth over time from manually entered account balances.“Curious how people track net worth nowadays — spreadsheet, app, or just mentally?”
- Merido — Brings cash, investments, pensions, property and debt together to show overall net worth and how it changes over time.“We’re building a UK app to help people understand and grow their wealth, rather than just track their spending”
- Folient — Teaches personal finance and investing through short daily lessons, quizzes, and streaks.“I built a Duolingo-style app to learn investing in 60 sec a day — built it solo, would love brutally honest feedback”
- Turns personal finances into a city builder game where savings grow the population and debt appears as a volcano that cools as it is paid down.“I turned my finances into a city builder because I stopped opening my money apps”
- Worthtally — Tracks net worth from manually entered account balances and shows the total and its trend over time, with all data stored on the device.“I built a net worth tracker that never asks for your bank login. Launched it on Product Hunt today.”